Multi-year interim capital
The capital between now and next.
Multi-year bridge loans for single-family and multifamily investors — up to 75% loan to value, 65% on a cash-out, and no prepayment penalties.
What is a bridge loan?
Interim financing with room to execute.
A bridge loan is short-to-mid-term financing that carries an investor from one position to the next — closing an acquisition, stabilizing a property, or accessing equity — until a sale or permanent financing takes over. AE Capital Partners offers 24-month bridge loans.
01
Close
Fund the acquisition or interim cash-out — up to 75% loan to value.
02
Stabilize
Use up to 24 months to lease up, improve, or reposition the property.
03
Exit
Refinance into long-term financing or sell — with no prepayment penalty.
- Max loan to value
- 75%
- Max LTV on cash-out
- 65%
- Bridge loan term
- 24 mo
Program highlights
- Finance up to 75% loan to value, 65% for cash-out
- Single-family & multifamily properties
- No prepayment penalties
- Multi-year bridge loan
All loans are subject to underwriting review and approval. Program terms, ratios, and eligibility requirements are subject to change without notice. This is not a commitment to lend.
Who it's for
Investors who need…
- 1Investors who need time to stabilize a property before permanent financing
- 2Buyers who need to close quickly while longer-term financing is arranged
- 3Owners pulling interim equity to deploy into another deal
Use cases
Where a bridge earns its keep.
Acquisition bridge
Close on a property now and refinance into long-term financing once it is leased or improved.
Interim cash-out
Access up to 65% of value to fund your next opportunity without selling.
Stabilization runway
A 24-month term gives a property time to reach the performance a permanent lender will want to see.
Bridge loans can close in 5–7 business days for repeat clients once the file is ready for underwriting.
Eligibility
Bridge loan requirements.
Eligible property types
- Single-family
- Multifamily
Requirements
- Finance up to 75% loan to value, 65% for cash-out
- Single-family & multifamily properties
- No prepayment penalties
- Multi-year bridge loan
- For recourse loans, one guarantor and signer with at least 25% ownership of the borrowing entity
- Title insurance is required on all loans
Common reasons submissions are declined
- 1Property is not in a state that we finance, or is in a location an appraiser would consider rural
- 2Property value or purchase price
- 3Credit score
- 4Liquidity
- 5Newer investors taking on extensive rehab projects
AE Capital Partners offers 24-month bridge loans.
No. Bridge loans carry no prepayment penalties.
Bridge loans typically close in 10 business days for a new client and 5–7 business days for repeat clients, measured from when the file is ready for underwriting.
Related programs
Other ways to finance the deal.
90% loan to cost
Fix & Flip Loans
Short-term financing to buy and renovate investment properties, with up to 90% of cost financed and no prepayment penalty.
80% loan to value
Buy & Hold Loans
30-year DSCR rental financing for single-family and multifamily investment properties, with low or no prepayment penalty options.
80% loan to cost
Construction Loans
Ground-up construction financing for single-family homes, townhomes, and ADUs — managed in-house, with draws that fund in as little as one business day.
Ready when you are
Close now. Plan the exit with confidence.
Submit your bridge loan request through the portal, or speak with our team about your timeline.
Prefer to talk? Call 310-810-1374